1. Brown the ground beef and onions in the Instant Pot on Saute mode.
2. Add jalapeno (if using) and saute for 2 more minutes.
3. Add the rest of the ingredients, stir, and pressure cook for 10 minutes on high.
4. Let sit for 5 minutes before releasing the pressure.
5. Stir the soup, taste, and adjust salt.
6. Serve with the garnishes you like.

To make on your stove-top:

1. Brown the beef in a large pot.
2. Add in the jalapeños - cook until softened
3. Next, add the rest of your ingredients, and bring everything to a bowl.
4. Once the soup reduces down a little bit, you can cut-off the heat, garnish with cheese, and serve.